Credit Officer Jobs Vacancy in Reddys Foundation Warangal
Reddys Foundation Warangal urgently required following position for Credit Officer. Please read this job advertisement carefully before apply. There are some qualifications, experience and skills requirement that the employers require. Does your career history fit these requirements? Ensure you understand the role you are applying for and that it is suited to your skills and qualifications.
Follow the online directions, complete all the necessary fields, and provide all relevant information so your application is submitted correctly. When you click the 'Apply this Job' button (open in new window) you will be taken to the online application form. Here you will be asked to provide personal and contact details, respond to employment-related questions, and show how you meet the key selection criteria.
Credit Officer Jobs Vacancy in Reddys Foundation Warangal Jobs Details:
1. Authenticate documentation presented for all loan applications and ensure they meet the KYC requirements and credit appraisal requirements as the SoP.
2. Conduct appraisal of customer loan applications and make recommendations for approval/other
3. Ensure compliance with the Organisations’s Credit Policy, Procedures and service level agreements.
4. Proactively manage risk /exposure for assigned portfolio continuously to ensure minimized risk and ensuring good performance
5. Verify that securities are provided and forwarded for perfection.
6. Ensure recovery of items pledged as security on delinquent loans.
7. Assist in the restructuring of debts in the interest of the organization and customer.
8. Assist in the grading and classification of loan accounts.
9. Manage Customer and stakeholder relations in accordance with agreed Service Level Agreements.
10. Any other duties assigned by the Supervisor
The person should be a Graduate/MBA from a recognised institution with 2 to 3 years of experience in financial services delivery – Banks and other financial institutions. Supervisory experience in Credit Management is a must.
The person should have Functional Competencies on the following:-
1) Credit Appraisal